DIGITAL PARTNERSHIPS FOR HEALTH INSURANCE

Digital healthcare is transforming the way we treat patients and develop cures – from artificial intelligence to remote patient monitoring and interactive telemedicine services. Everbright provides insurance solutions for digital health businesses and healthcare providers adopting technology as part of day-to-day patient care. The rate of change in the digital healthcare industry is getting faster by the day, with inspiring new ideas and cutting-edge technology being launched all the time. While this is great news for both patients and healthcare businesses alike, it can mean that some companies leave themselves open to new risks that they have not previously considered.

eHealth

A packaged policy tailored to the unique risk profile of companies operating at the intersection of healthcare and technology. Assist insured people can access healthcare services securely and quickly.

Telemedicine

Telemedicine and telehealth uses technology to deliver care at a distance. A clinician in one location is able to provide care to a patient who may be located the other side of the country.

Traditional bodily injury coverage triggers have become outdated and are no longer sufficient due to the global rise of technology within healthcare.

Remote Patient Monitoring

Remote patient monitoring enables the monitoring of patients outside of conventional clinical settings. It will enable healthcare resources to be handled more effectively and alleviate pressure on the healthcare system.

However there are challenges with data security and accuracy, real time access to data, and the cost of the devices used.

Artificial Intelligence

Artificial intelligence (AI) is now being used to more effectively triage patient conditions, most commonly diagnosing basic illnesses via a chatbot function, however, the way in which a patient describes their symptoms can leave them confused or undiagnosed.

Many existing E&O policies aren’t adapting to new treatment provisions fast enough, leaving healthcare providers exposed to new risks.